A Socio-economic Study on Financial Inclusion in India – Street Vendor Perspective


  • Nagaradona Vijayabhaskar, Dr.G.Arun Kumar.


Many street vendors lost their income due to continuous lockdowns during the covid pandemic period. State Governments and the Government of India announced a financial package, relief funds to street vendors. The Government of India implemented several financial inclusion schemes for the growth of the financial status of street vendors. Cash benefits and PMSVNidhi funds have been directly transferred to their bank accounts, But surveys and some news channel reports say that many street vendors did not get any relief fund monetary benefits across the country. The main reasons were many street vendors don't have bank accounts, some street vendors didn't register their vending licenses in regional Municipality bodies. My study focused on the effective utilization of financial inclusive services through  PMJDY(Pradhan Mantri Jan Dhan Yojana)during the pandemic time on street vendors' financial stability and life protection. This data has been collected through secondary sources like websites, news channels, newspapers, and government statistical reports.



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How to Cite

Nagaradona Vijayabhaskar, Dr.G.Arun Kumar. (2021). A Socio-economic Study on Financial Inclusion in India – Street Vendor Perspective. PalArch’s Journal of Archaeology of Egypt / Egyptology, 18(4), 5141-5151. Retrieved from https://www.archives.palarch.nl/index.php/jae/article/view/7094